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Taft Offers More Financing Options Than Any Other Store!

Financing at Taft Furniture and Sleep Center

Financing is an excellent way to stick to your household budget and still improve your home's decor and comfort with new furniture. Taft has more financing options than any other furniture or mattress store, from our five-year interest free program to our no-credit needed options, including 90 day purchasing. Looking for No-Credit Needed Options? Click Here!
How do you become a qualified buyer? Good question! 

Here's what you need to know:
  • Be sure to bring form of photo identification with you to the store.
  • Taft uses Wells Fargo Financial National Bank for financing.
  • Read Wells Fargo's "Tips for Good Credit" page.
  • We respect and protect your personal information. Our privacy policy is here, Wells Fargo's is here.
  • You will receive an answer on your financing application while you are in our store.
Please stop in at your nearest Taft store in Albany or in Saratoga Springs and speak with one of our design associates about what finance offers work best for you.
Taft's No-Credit Needed Options
For customers starting up, starting over or building their credit, Taft offers a No Credit Needed option. Our 90-day purchase options may be the right fit for these situations. 

Click here to learn more and submit your application.

Taft now also offers 90-day layaway.
Place your order today with a minimum deposit of 10% or $25. No Minimum purchase is required. Just make monthly payments. Accessories and clearance furniture are not available for layaway. A cancelation fee will apply on orders cancelled prior to completing layaway payments.