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No Credit Needed Option

Who is Progressive Leasing?
With over 15 years of experience in difficult credit solutions, Progressive Leasing has developed a hybrid lease/purchase supplemental program 
which can approve an applications regardless of your credit history.

Please note: Credit approval is not guaranteed. Program cannot be combined with other offers and discounts. 

Frequently Asked Questions
How can I be approved for the No Credit Needed Option?
Approvals are based on two factors. Approval is not guaranteed:
  • You must be at least 18 years of age with a valid social secuirty number or ITIN.
  • You must have a valid bank account and be able to provide routing and checking numbers as well as have a have a credit or debit card. 
What is the interest rate?
Since this is a lease/purchase program there is no interest rate.

How long is the lease agreement?
All lease/purchase agreements are 12 months.

Are there any buyout options?
Progressive offers early buyout options to customer who wish to own the merchandise outright before the 12 month term has expired. There are two buyout options:
  • 90 Day Purchase - You pay only the financed amount and the processing fee of $49 plus tax within 90 days of the delivery date.
  • 53% Buyout Option - if you wish to own the merchandise outright after 90 days has elapsed, you may purchase it at 53% of the balance left on your account. For example: After six months, you wish to purchase your bedding outright and the balance on your agreement is $500 - the 53% buyout option will allow you to buy the merchandise for $265.
Initial Payment:
There is a first payment of $49, plus tax, which is collected after you have been approved.

Where do I send my payment?
Payments will be automatically deducted from your banking account on every date that you are paid by your employer. If you are interested in exercising a buyout option you may contact Progressive Leasing at 1-877-898-1970.

Who should I contact if I have questions about my account?
If you need to contact them for any questions regarding your account, including changing your address or telephone number, Progressive may be reached at 1-877-898-1970.

*Approval is not guaranteed. Easy Application process.